Twin rails. One operator. One ledger.
Receive payments in crypto, settle in fiat. Or vice versa. Built on MiCA CASP and EMI authorisation pathways out of Cyprus. No APIs to juggle. No compliance grey zones.
Early partners get founder pricing. Limited spots.
Current rails force a choice: go crypto and lose your banks, or stay traditional and lose crypto entirely.
Bank
closures.
A meaningful share of regulated businesses receiving crypto have had a bank account closed or frozen — even when fully compliant.
Vendor
sprawl.
Separate dashboards for money-in, conversion, and payout. Three reviews, three risk teams, one broken flow.
Crypto rails can't touch fiat.
Banks can't touch crypto.
DIY bridges break under audit.
No single licensed operator.
Both rails. One ledger.
Receive EUR to your IBAN. Convert instantly to USDC. Or flip it — crypto in, fiat out. One dashboard. One ledger. One compliance review.
Authorisation in motion: MiCA CASP application for crypto custody & settlement, EMI pathway for fiat movement. You get both rails, run by one operator.
Not another fintech dashboard.
A payment rail built for regulated operators.
Built for regulated verticals. Crypto-native, but banking-clean.
How it works
Onboard
Connect your bank account and crypto wallet. KYC once — use everywhere.
Fund
Send fiat or crypto. Your choice. Your pace. No minimums, no opening balances.
Convert
Instant settlement on live rates. Transparent pricing, no hidden FX spreads.
You're settled.
Receive in fiat. Or hold crypto. Full reporting and audit-ready compliance, all done.
Built for your vertical.
Deep focus on three regulated verticals — plus growing reach into neighbouring niches wrestling with the same crypto-fiat gap.
Forex & CFD Brokers
Multi-currency settlements · instant deposits · crypto collateral
iGaming Operators
Fiat & crypto payouts at scale · chargeback tooling · jurisdictional compliance
Web3 Gaming Studios
In-game crypto · stablecoin-native · cross-chain settlement · creator payouts
Programmable treasury.
One API. Wire TWINFIN into the tools your team already runs — project management, payroll, accounting, comms. No data silos, no reconciliation tax.
How we stack up.
Watch the scoreboard →
| Feature | TWINFIN™ | Crypto API | Bank API | DIY Bridging |
|---|---|---|---|---|
| Fiat IBAN | ||||
| Crypto Settlement | ||||
| One Dashboard | ||||
| EU regulatory pathway (MiCA CASP + EMI) | In progress | Partial | Partial | |
| Instant Conversion | Manual | |||
| Regulatory Compliance | Varies | Your problem |
Simple pricing.
Step up when you're ready.
Three plans, one direction. Start small, settle fast, and level up to enterprise when volume demands it.
Starter
€499/mo
- 1 IBAN account
- Fiat settlements
- Crypto custody (self-hosted keys)
- 5 API keys
- Email support
- Monthly reporting
Growth
€1,900/mo
- Unlimited IBANs
- Instant conversions
- Managed custody
- 50 API keys
- Priority support
- Real-time reporting
- Webhook integrations
Enterprise
Custom
- Unlimited everything
- Dedicated account manager
- Custom compliance setup
- SLA & uptime guarantees
- 24/7 support
- Custom integrations
- White-label available
What's coming.
Product flow, left to right →
From live testnet to white-label. No fixed dates — we ship when compliance, liquidity, and product all line up.
CASP license + crypto rail live
Securing MiCA CASP authorisation and launching the crypto side of the platform. Fiat runs through a regulated EMI partner until our own EMI licence is in hand.
EMI licence · fiat rail in-house
EMI authorisation complete. Fiat settlement brought onto our own ledger — one regulated operator, both rails, no middlemen.
Multi-chain settlement
Polygon, Solana, Arbitrum native. Stablecoin universe support. Treasury automation — rules engine, rebalancing, yield.
White-label platform
Embed our payments rail into your product. Instant licensing.
Built by founders
Sergey Semeniuk
Co-Founder & CEO
Co-founder of GS Studio — a game-dev co-development company operating since 2011. Lived the crypto-to-fiat payment nightmare first-hand: receiving revenue in crypto, paying dozens of developers and operating expenses in fiat. Built TWINFIN to fix what banks and crypto platforms couldn't.
Victoria Abliasova
Co-Founder, Strategic Development
Co-founder of GS Studio since 2011. Led strategic growth and commercial operations across international markets. Knows first-hand why the crypto-fiat bridge is broken for real businesses — and what it takes to fix it at the rails level, not the app layer.
Operating under EU regulatory frameworks
A rail company, not an app company.
TWINFIN is being built as a payments platform that runs fiat and crypto on one ledger, operated end-to-end by one regulated entity once MiCA CASP and EMI authorisations are in hand. One reconciliation. One compliance review. No grey zones.
We're based in Cyprus, under MiCA and EMI authorisation pathways. Our roots are in gaming and real operations — 15 years of running a business where payments actually broke, then fixing them end-to-end.
15y
Operator history
2
Licences pursued
27
EU markets in scope
Say hello.
Pilot partnership, integration question, or just curious about the rails. We read every message.
Ready to own your rails?
Join early partners getting founder pricing. Spots limited.